Privacy Policy

Your privacy is a top priority at Owlie Bowlie, Anja Blazinšek s.p. ("Owlie Bowlie," "we," "us," or "our"). We are fully committed to protecting your personal information and handling it with care. This Privacy Policy explains how we collect, use, and safeguard your data when you visit our website (e.g., mymoneycheckin.com) and interact with our services, specifically related to the "15-Minute Money Check-In" digital product. By accessing or using our website and purchasing our Product, you agree to the practices described in this policy.1. Information We Collect
We collect personal information when you voluntarily provide it to us, primarily during the purchase process or when you contact us. This data helps us deliver your product and respond to your inquiries. The types of information we collect include:

  • Contact Information: Your name and email address.

  • Transaction Information: Details related to your purchase of the Product, such as the order date and the Product purchased.

  • Payment Information: We use trusted third-party payment processors (e.g., Stripe, PayPal) to handle all payment transactions. We do not store your credit card numbers or other sensitive payment information on our servers.

  • Technical Information: When you visit our website, we automatically collect certain technical data, such as your IP address, browser type, device information, and website usage data (e.g., pages visited). This is typically collected via cookies and similar tracking technologies.

2. How We Use Your Personal Information
We use the personal information we collect for the following purposes:

  • Providing Services: To process your order, deliver the "15-Minute Money Check-In" Product to you, and manage your purchase.

  • Communication: To send you information about your purchase, respond to your inquiries, and provide customer support.

  • Marketing (with consent): With your explicit permission, we may send you occasional emails about new products, special offers, or other content that may interest you. You can opt-out at any time.

  • Improving Services: To analyze website traffic and user behavior (in an aggregated, anonymized way) to help us improve our website and the Product.

  • Legal Compliance: To comply with legal obligations and respond to valid legal requests or security threats.

3. How We Protect Your Personal Information
We take the protection of your personal information seriously and implement reasonable safeguards to ensure your data remains secure:

  • Encryption: We use SSL (Secure Socket Layer) encryption to protect data transmitted between your device and our website.

  • Access Control: Personal information is only accessible by authorized personnel who need the data to perform their job duties.

  • Third-Party Processors: We rely on secure, industry-standard third-party services for payment processing, email delivery, and website hosting, all of whom are obligated to protect your data.

4. Sharing of Personal Information
We respect your privacy and never sell your personal information to third parties. We may share your information only in specific instances:

  • Service Providers: We may share your information with third-party service providers who assist us in operating the website, processing transactions (e.g., payment gateways), or delivering services (e.g., email service providers). These providers are contractually obligated to protect your information.

  • Legal Obligations: We may disclose personal information if required by law, such as in response to a subpoena or court order.

5. Cookies and Tracking Technologies
Our website uses cookies and similar tracking technologies to enhance your experience and collect anonymous usage data. This data helps us understand how visitors interact with our website, which in turn helps us improve it. You can control the use of cookies through your browser settings, but please note that disabling cookies may affect certain website functionalities.

6. Your Rights to Access and Control Your Information (GDPR Compliant)
As a user within the European Union (Slovenia/EU jurisdiction), you have specific rights regarding your personal data:

  • Right to Access: You can request a copy of the personal information we hold about you.

  • Right to Rectification: You can request that we correct any inaccurate or incomplete personal information.

  • Right to Erasure ("Right to be Forgotten"): You can request that we delete your personal information, provided there is no legal obligation for us to retain it.

  • Right to Restriction of Processing: You can request that we restrict the processing of your personal information under certain conditions.

  • Right to Data Portability: You can request that we transfer the data we have collected to another organization, or directly to you, under certain conditions.

  • Right to Object: You have the right to object to our processing of your personal data under certain conditions, particularly for direct marketing.

  • Right to Withdraw Consent: Where we rely on your consent to process your personal information, you have the right to withdraw that consent at any time. This will not affect the lawfulness of any processing carried out before you withdraw your consent.

  • Right to Complain: You have the right to lodge a complaint with a supervisory authority if you believe your privacy rights have been violated.

To exercise any of these rights, please contact us at [email protected].

7. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes for which it was collected (e.g., delivering your product, answering your inquiries) or as required by law. When it is no longer needed, we securely delete or anonymize your data.8. Children’s Privacy
Our website and services are not intended for use by individuals under the age of 16. We do not knowingly collect personal information from children. If we discover that we have inadvertently collected personal information from a child, we will take steps to delete such information as soon as possible.9. Changes to This Privacy Policy
We reserve the right to update or modify this Privacy Policy at any time. Any changes will be reflected on this page, along with the effective date of the revision. We encourage you to review this policy periodically to stay informed of how we protect your information.By continuing to use our website and Product, you acknowledge that you have read and agree to the terms of this Privacy Policy.10. Contact Us
If you have any questions about this Privacy Policy or your personal data, please contact us at: [email protected]